Visa Debit Card



Mobile Wallets-Coming Soon!

Make payments with a single touch, in participating stores and restaurants. Load our Visa Debit Card to your Apple, Google or Samsung Mobile Wallet. 

contactless symbol

Contactless Purchase

Look for the Contactless Symbol at checkout and simply tap your Visa Debit Card. Your payment is processed in seconds! 

debit card
Simple and Opportunity Checking
dream debit card
DREAM Checking (ages 13 to 17)
reach debit card
REACH Checking (ages 18 to 24)
hsa debit card
HSA (Health Savings Account)

Ampre Merchant Rewards

Automatic cash back offers are tied directly to your signature based card transactions from the most popular national, regional, and local retailers. If you would like to see what merchants offer rewards, create an account to see how much you can save.

MobiMoney Card Control App

The only app that gives you full control of your Visa Debit Card usage. Turn you card off/on, receive instant alerts, and limit usage based on preferences you select. Download from Google Play or the App Store.

Save your change every time you use your debit card. You’ll be amazed at how fast your savings grow when all your debit card transactions are “rounded up” and deposited into the savings account of your choice. Start an Emergency Fund today!

  • Complete the form online in It’sMe247 Online Banking
  • Stop in any Heartland FCU branch
  • Call 937.294.1991
866.619.0245Card Activation
800.808.6402Debit Card Dispute
800.528.2273Lost/Stolen
877.267.6914PIN Change
877.230.3179Responding to an automated Fraud Detection Call
513.900.3014Responding to an automated Fraud Detection Call while traveling abroad
800.889.5280Updates on specific fraud cases
877-272-7445Ampre Rewards

Card Security

  • Chip Technology
  • Contactless Purchase
  • Enhanced Fraud Protection
  • EMV Technology
  • 3D-Security
  • MobiMoney Card Control App

Card Networks

When you travel, you make purchases outside your normal pattern. These purchases may be blocked by our fraud department. Prior to traveling outside the state, contact us for the following:

  • Make sure we have your cell phone number on file in case our debit card fraud department needs to confirm charges
  • Let us know where you will be traveling so we may make notes in our system

For additional Visa Debit Card security, download our MobiMoney App to turn your card off/on, receive instant alerts, and limit usage based on preferences you select. Download from Google Play or the App Store.

VISA Account Updater

When you use your Heartland FCU Visa debit (check) and credit card for recurring payments, like utility bills, Visa will automatically update your card information through the Visa Account Updater (VAU) service whenever your card information changes. All Visa credit and debit card holders enjoy this benefit; no enrollment or activation is required. Click the icon below to opt-out.


HELPING ... PROTECTING ... INFORMING - COVID-19 Update: Emergency financial assistance is available for members. Branch lobbies are open. If you would like to make an appointment, click to our COVID-19 Resource Page.Learn more about our response to COVID-19
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