Checking

Heartland FCU offers two checking options with full access, full convenience, and no surprises.

Totally Free Checking

• No monthly maintenance charge.
• No minimum balance requirement.
• FREE ATM/Check card.
• Overdraft Products available if eligible.

Money Fund Checking

• Tier 1 <$10,001
• Tier 2 <$25,001
• Tier 3 <$50,001
• Tier 4 >$50,000

The Heartland Money Fund Checking gives you convenient access to your money with unlimited check writing. Additionally, no per-item fee is assessed. Get your first order of checks and your ATM/Check card free. See our schedule of fees for fee associated with low balance on a Money Fund Checking account.

Overdraft Products