Savings Rates

Rates Effective October 1, 2020

Share Certificates APR*APY*
60 month regular & IRA minimum balance $5001.25%1.26%
48 month regular & IRA minimum balance $5001.15%1.16%
36 month regular & IRA minimum balance $5001.10%1.11%
24 month regular & IRA minimum balance $500 1.05%1.06%
18 month1.00%1.00%
15 month0.95%0.95%
12 month regular & IRA minimum balance $500 0.95%0.95%
6 month0.60%0.60%

Share Certificate of Deposit: Rates subject to change on a daily basis. Early withdrawal of certificates is subject to an interest penalty. Federal regulations prohibit the guarantee of any dividend, since payment of all dividends is based on available earnings. Ask a credit union staff member for further information about the fees and terms applicable to the accounts above. Fees and other conditions could reduce earnings. See our fee schedule for a complete list of fees.

Checking Accounts APR*APY*
Money Market Checking: $2,500.00 – $9,999.000.20%0.20%
Money Market Checking: $10,000 – $24,999.000.25%0.25%
Money Market Checking: greater than $25,000.000.30%0.30%
HSA (Health Savings Account): up to $2,499.990.35%0.35%
HSA: $2,500.00 – $9,999.990.50%0.50%
HSA: $10,000.00 to $24,999.99 1.00%1.00%
HSA: greater than $25,000.00 1.98%2.00%
Savings AccountsAPR*APY*
Regular0.10%0.10%
Fast Pass Savings (ages 0-17)5.00%**5.12%
Emergency Fund1.50%***1.51%
Education1.50%1.51%
Vacation Savings0.10%0.10%
Holiday Savings0.10%0.10%
Money Market Savings: $2,500.00 – $9,999.00 0.20%0.20%
Money Market Savings: $10,000 – $24,999.00 0.25%0.25%
Money Market Savings: greater than $25,000.00 0.30%0.30%
Regular IRA0.35%0.35%
IRA Roth0.35%0.35%

* APR = Annual Percentage Rate & APY = Annual Percentage Yield
All dividends paid are compounded monthly, based on daily balance
** balances above $1,000 revert to the regular savings rate
*** balances above $10,000 revert to the regular savings rate


HELPING ... PROTECTING ... INFORMING - COVID-19 Update: Emergency financial assistance is available for members. Branch lobbies are open. Some Shared Branch locations may not be available. If you would like to make an appointment, click to our COVID-19 Resource Page.Learn more about our response to COVID-19
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