Skip-A-Pay

Treat Yourself to Extra Dough this Holiday Season.

Take a much-deserved break from financial stress this holiday season with Skip-A-Pay from Heartland Federal Credit Union. Skip November, December, or January.



As a valued member, you can roll past your January or February payment for just $50 per skipped loan. Freezing that payment means a little extra jingle in your account - and a whole lot of extra fun for you!

Learn more about Skip-A-Pay

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Offer is limited to one Skip-A-Pay per individual loan. If you have multiple loans, you may take advantage of Skip-A-Pay for each loan, as long as you pay the $50 processing fee per loan skipped. All members on the loan must sign this Skip-A-Pay form. By submitting this form, you authorize Heartland FCU to extend your loan term by one month and final payment will be adjusted. Interest will continue to accrue on your loan(s) during the month(s) that you skip your payment(s). Only accounts in good standing are eligible. Member must not be associated with any delinquencies, late fees or extensions on any loan or credit card in the last 12 months and must not have caused a loss to the credit union (includes bankruptcy). Skip-A-Pay does not apply to Visa® credit cards, first or second mortgages, home equity lines of credit, education loans, signature lines of credit, overdraft lines of credit or Heart of the Home personal loans. Some payment methods may need to be stopped by the member.

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