• Log into Heartland Online to sign up for Think MoneyLink! and start managing your expenses.
• Stop in today or call us to schedule your FREE Financial Fitness Review.

Did You Know...?

• Paying down debt may reduce rates you could pay on future loans and save you a lot in interest payment.
• Accounts that are above 35% of the available line of credit can harm your credit score.
• Payday lenders are designed to cultivate repeat borrowers. Rather than filling a need for short-term credit, payday loans trap borrowers in escalating debt. Instead, consider working with a nonprofit debt counseling service like Trinity Debt Management.

Use These Tips to Reduce Debt

• Create a budget and stick to it.
• Reduce interest rates.
• Cook more, eat out less.
• Before every purchase ask: "Do I need this?" and "What will financial freedom feel like?"
• Do you have more tips you want to share? Post them on our Facebook page and we'll add them to this list.

Counseling and Assistance

We provide a comprehensive financial management and counseling service through our partnership with Trinity Debt Management.

Trinity provides counseling and debt management services for individuals and families who are experiencing debt problems. Working with creditors on a client’s behalf, Trinity negotiates significant reductions in interest and late fees, while consolidating bills into one, manageable monthly payment.

Whether they are helping members pay off their credit card bills and other unsecured debt, or offering assistance to those who are behind on their mortgage payments, Trinity has the knowledge and resources required to make a difference.

Don't wait and worry another day.

• Visit Trinity Debt Management
• Call 800.758.3844

Personal Financial Education

Heartland also partners with Trinity Debt Management to bring you additional financial education resources and tools through MoneyEd: A Personal Finance Program.

Working through self-paced interactive modules, you’ll learn how to take control of your finances with lessons on managing your checking account, being credit smart, and budgeting.

Get started on the road to being your own financial manager.

Learn more at MoneyEd: A Personal Finance Program.