Loan Rates

New or Used Vehicle Loans	APR
72 Months as low as	3.70%
66 Months as low as	3.45%
60 Months as low as	3.20%
48 Months as low as	2.95%
36 Months as low as	2.70%
24 Months as low as	2.45%

Second Mortgage	APR
60 Months as low as	5.50%
120 Months as low as	6.25%
180 Months as low as	7.00%

Home Equity Lines of Credit	APR
80% Loan to Value as low as	Prime Rate minus 1.00%
90% Loan to Value as low as	Prime Rate

Personal Loans	APR
Secured as low as	2.45%
Unsecured (Signature) as low as	9.75%
Personal Line of Credit as low as	9.75%

APR= Annual Percentage Rate.

The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

HOME EQUITY LOANS AND 2ND MORTGAGES: Actual rate based on credit history and loan-to-value. Variable rate loans adjust on the first day of each calendar quarter.

AUTO LOANS: Maximum term varies by age and make of vehicle and dollar amount borrowed.