Home Equity Line of Credit

A HELOC is an open-ended loan that allows you to draw on your funds when you need them. As you pay back the loan, that money in the line of credit becomes available again for future use without having to reapply. A HELOC is perfect for an emergency fund, last-minute projects, or paying large expenses like college tuition or bill consolidation.

• Competitive variable rate.
• Convenient check writing service for easy access.
• Use up to your approved amount at any time.
• Borrow up to 80% of the appraised value of your home, minus any outstanding mortgages.
• No annual maintenance fees.