Home Improvement

Heartland's Heart of the Home Program provides a helping hand when paying for major home improvements. Every homeowner knows owning a house is not an inexpensive venture. It takes money to create a comfortable environment and increase the value of your home. Heart of the Home provides that helping hand.

How the Program Works

We offer two financing options. The Heart of the Home Personal Loan and Heart of the Home Visa Credit Card. Each of these options allow you to purchase products and services from the participating vendors listed below. If you would like to work with a vendor currently not listed, just contact us to add them!

Participating Vendors:

    Heart of the Home Personal Loan 

    • up to $10,000.
    • for up to 60 months.

    Heart of the Home Visa Credit Card 

    • 0% APR on your first purchase for twelve months.
    • 16.99% APR on subsequent purchases, transfers, and advances.
    • Interest will begin to accrue after the introductory period on any unpaid balance of the initial purchase — it is not retroactive.  

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