Loan Rates

Rates below reflect A+ credit score and a .50% reduction on auto, motorcycle, boat, and RV loans on qualifying accounts - Ask for Details!

Rates effective August 19, 2019

Auto Loans 2017 and Newer

Rates as low as

1-63 Months as low as 3.29%
64-75 Months as low as 3.49%
76-84 Months as low as 4.49%


Auto Loans 2016 and Older

Rates as low as

1-63 Months as low as 4.39%
64-75 Months as low as 4.54%
76-84 Months as low as 5.54%


Motorcycles 2017 and Newer

Rates as low as

1-63 Months as low as 4.29%
64-75 Months as low as 4.49%
76-84 Months as low as 5.49%


Motorcycles 2016 and Older

Rates as low as

1-63 Months as low as 5.39%
64-75 Months as low as 5.54%
76-84 Months as low as 6.54%


RV's and Boats 2017 and Newer

Rates as low as

1-63 Months $0-$15,000 as low as 5.29%
64-75 Months $15,001-$25,000 as low as 5.49%
76-84 Months $25,001-$50,000 as low as 6.49%
85-144 Months $50,001-$100,00 as low as 8.49%


Home Equity Line of Credit

Rates as low as

HELOC 80% Loan to Value as low as Prime rate minus 1%


Personal Loans

Rates as low as

Unsecured , Signature as low as 8.00%
Express Line of Credit 7.99%


The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant or collateral condition. Not all applicants will qualify for the lowest rate. Self-employed applicants must provide 2 years tax returns as proof of income. Not all applicants will qualify for maximum term or advance.

HOME EQUITY LOANS AND 2ND MORTGAGES: Actual rate based on credit history and loan-to-value. Variable rate loans adjust on the first day of each calendar quarter.

AUTO LOANS: $10,000 min for terms greater than 63 months; $25,000 min. for terms greater than 75 months. Terms greater than 75 months only on vehicles 2015 and newer. Vehicles 2009 and older add 2% to rate. Add 1% to rate if mileage exceeds 100,000 on any model year. 2011 and older max term 48 months. Minimum loan amount $5,000. Vehicles with more than 150,000 miles will not be accepted as collateral.

MOTORCYCLE LOANS: $10,000 min for terms greater than 63 months; $25,000 min for terms greater than 75 months. Terms greater than 75 months only on vehicles 2015 and newer. Add 1% to rate if mileage exceeds 50,000 on any model year. Model years 2011 and older add 2%. 2011 and older max term is 48 months. Minimum loan amount $5,000.

OTHER SECURED LENDING - PURCHASE ONLY: $5,000 min loan amount for terms 1-63 months; $15,000 min for terms greater than 63 months; $25,000 min for terms greater than 75 months. Terms greater than 75 months only on vehicles 2015 and newer.

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