We are a not-for-profit financial cooperative owned by our members. Our mission is to provide quality savings, borrowing, and financial services with rates and fees more favorable than from other financial sources. Enjoying the benefits available at Heartland requires your membership. Membership is available and open to all residents, church attendees, employees, and students of Clark, Greene, Miami, and Montgomery counties within the state of Ohio.
We operate under the guidance of a volunteer Board of Directors who are selected from, and by, the membership. Election of board members is held annually with each Heartland FCU member present permitted to cast one vote for their candidates of choice.
Since credit unions are member-owned, not-for-profits, our main focus is on our members and community. We are driven by the philosophy "people helping people". Below are just some of the ways we are working toward that goal.
Come in and experience the difference at Heartland Federal Credit Union.