Credit Builder & Rebuilder



All you need to start is 10% of the loan amount you want.

  • Terms: 12 – 36 months
  • Loan Amount: $1,000 – $5,000


Pay on Time

Your 10%, plus the loan proceeds, are placed in a dividend earning savings account.


Increase Your Score

Your on-time loan payments are reported to all three credit bureaus, helping increase your score.


Use the Funds

At the end of the loan, the pledge amount, the loan amount and accumulated dividends are available for your use. You can use this money to pay off derogatory credit items, pay bills, put aside in an emergency fund, and more!

HELPING ... PROTECTING ... INFORMING - COVID-19 Update: Emergency financial assistance is available for members. Branch lobbies are open. Some Shared Branch locations may not be available. If you would like to make an appointment, click to our COVID-19 Resource Page.Learn more about our response to COVID-19
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