01.
Start
All you need to start is 10% of the loan amount you want.
- Terms: 12 - 36 months
- Loan Amount: $1,000 - $5,000
02.
Pay on Time
Your 10%, plus the loan proceeds, are placed in a dividend earning savings account.
03.
Increase Your Score
Your on-time loan payments are reported to all three credit bureaus, helping increase your score.
04.
Use the Funds
At the end of the loan, the pledge amount, the loan amount and accumulated dividends are available for your use. You can use this money to pay off derogatory credit items, pay bills, put aside in an emergency fund, and more!