Share certificates are savings products that are perfect for individuals who don’t need immediate access to their funds. Allowing the funds to sit for a specified term affords them the opportunity to earn higher dividends. Share certificates are available in various terms to fit virtually any financial situation.
Your Heartland Federal Credit Union funds are Federally Insured to $250,000 by NCUA. Heartland FCU also carries additional insurance for member accounts provided by Excess Share Insurance (ESI) for a total of $500,000 per member.