Totally Free Checking
Money Fund Checking
If you maintain a balance of $2,500 or more in your account, the Money Fund Checking Account is for you! Earn higher dividends rates with higher balances:
- Tier 1 $2,500 to $10,000
- Tier 2 $10,000 to $25,000
- Tier 3 >$25,000
The Heartland Money Fund Checking gives you convenient access to your money with unlimited check writing. Additionally, no per-item fee is assessed. Get your first order of checks and your ATM/Check card free. See our schedule of fees for fee associated with low balance on a Money Fund Checking account.
Overdraft Products
Heartland FCU offers Members several different
Overdraft Products.
24 Hour Member Services
Your Funds are Insured
Your Heartland Federal Credit Union funds are
Federally Insured to $250,000 by NCUA. Heartland FCU also carries additional insurance for member accounts provided by
Excess Share Insurance (ESI) for a total of $500,000 per member.