Checking

Heartland FCU offers two checking options with full access, full convenience, and no surprises.

Totally Free Checking

Money Fund Checking
If you maintain a balance of $2,500 or more in your account, the Money Fund Checking Account is for you! Earn higher dividends rates with higher balances:

  • Tier 1 $2,500 to $10,000
  • Tier 2 $10,000 to $25,000
  • Tier 3 >$25,000


The Heartland Money Fund Checking gives you convenient access to your money with unlimited check writing. Additionally, no per-item fee is assessed. Get your first order of checks and your ATM/Check card free. See our schedule of fees for fee associated with low balance on a Money Fund Checking account.

Overdraft Products

Heartland FCU offers Members several different Overdraft Products.

24 Hour Member Services

Heartline Audio Response Banking 1.800.544.9696
Heartland Online & Mobile Banking thinkheartland.com
Visa Debit Card Lost/Stolen 1.800.417.8715
Visa Credit Card Lost/Stolen 1.844.334.3873

Your Funds are Insured

Your Heartland Federal Credit Union funds are Federally Insured to $250,000 by NCUA. Heartland FCU also carries additional insurance for member accounts provided by Excess Share Insurance (ESI) for a total of $500,000 per member.

Go to Auto Buying

Auto Buying

Go to Mortgage

Mortgage

Go to Insurance

Insurance

Go to Financial Services

Financial Services

Go to Fraud Protection

Fraud Protection

Go to Online Services

Online Services