Regular Share (Savings) Certificates
Members seeking higher rates of return for their savings may elect to open a share certificate.
IRA and ROTH IRA Share (Savings) Certificates
IRA Share Certificates can help you plan for retirement with the benefits of an IRA.
* APY=annual percentage yield: Bronze level earns .10% APY and Gold level earns .25% APY. If closed before the end of the share certificate term an early withdrawal penalty will apply.
REACH Financial Success Education
Share Certificates are a type of financial account designed to hold your money for a fixed amount of time with low associated risk – and you earn guaranteed dividends in return! This short, interactive learning experience will teach you what is involved in opening a share certificate to decide if this savings tool is right for you:
- Share certificate options offered by financial institutions
- How to calculate your dividend earnings
- The pros and cons of share certificates, compared to other accounts.