Debit Card

New Debit Cards

New debit cards will be received by June 8. Continue to use your existing card until Monday, June 8, then activate your new card. New features include:

  • Ampre Merchant Rewards
  • Contactless Purchase
  • Enhanced Fraud Prevention
  • MobiMoney – Card Control App

In the event of an overdraft of a checking account caused by a debit card transaction or ATM withdrawal, Heartland FCU offers Courtesy Pay for Everyday Debit and ATM Transactions.

Card Security

  • Chip Technology
  • Fraud Protection
  • Enhanced 3D-Security

Important Phone Numbers


  • Card activation
  • PIN change


  • Report lost or stolen card
  • Fraud or dispute transactions
  • Declined transactions with sufficient funds

Card Networks

  • Alliance One
  • Accel
  • CU Here
  • Money Pass
  • Plus System
  • VISA

Debit Card Round Up

Save your change every time you use your debit card! You’ll be amazed at how fast your savings grows when all your debit card transactions are “rounded up” and deposited into the savings account of your choice.

  • Complete the online form in It’sMe247 Online Banking
  • Stop in any Heartland FCU branch
  • Call 937.294.1991

VISA Account Updater

When you use your Heartland FCU Visa debit (check) and credit card for recurring payments, like utility bills, Visa will automatically update your card information through the Visa Account Updater (VAU) service whenever your card information changes. All Visa credit and debit card holders enjoy this benefit; no enrollment or activation is required. Click the icon below to opt-out.

Our 85th Annual Meeting will be held on Tuesday, June 30 at 7 PM at our Moraine branch. HELPING ... PROTECTING ... INFORMING - COVID-19 Update: Emergency financial assistance is available for members. Branch services are available through Drive-Thru, Night Drop, ATM and appointments. Learn more about our response to COVID-19
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