About Heartland FCU

Heartland Federal Credit Union was formed April 20, 1935, and is open to everyone who lives, works, worships, or attends school, in Clark, Greene, Miami, or Montgomery Counties.


Support the Pursuit of the American Dream by Serving…

Members (as consumers) … with Education, Advice, Innovation and Affordable Financial Services

Employees … with a Great Place to Work, Support Families and Develop Careers

Members (as Owners) … with a Commitment to Long-Term Focus and Financial Stability



 values positive energy, passion and engagement, patient, persistent focus on long-term vision, trust and smart trust, innovative, continuous learning and improvement, pro activity, respect and loyalty, mutual benefit, diversity, results over activities, fun

Operating Philosophy

It’s My Job
Work Hard,
Work Smart,
Have Fun
in order to
Serve Our Members,
Serve Each Other
and Enjoy Ourselves

Our 85th Annual Meeting will be held on Tuesday, June 30 at 7 PM at our Moraine branch. HELPING ... PROTECTING ... INFORMING - COVID-19 Update: Emergency financial assistance is available for members. Branch services are available through Drive-Thru, Night Drop, ATM and appointments. Learn more about our response to COVID-19
+ +