Regular Savings

A savings account is at the heart of your Heartland membership.

When you join a credit union, you pledge a "share" that enables you to participate in the member-owned cooperative and ensures you a vote in the democratic process. A small $5 deposit in our Regular Savings (Share) account establishes your membership with Heartland Federal Credit Union and becomes the cornerstone to your financial life.

Building Your Nest Egg

It’s been shown time and again, that a successful financial life can only be obtained with systematic and continuous savings. When you make regular routine deposits, you slowly build your nest egg. That nest egg will protect you against short-term bumps in the road and lead the way to a comfortable retirement in the long run.

We encourage direct deposit with payroll allocation to help you maintain and build your savings plan.

Your Funds are Insured

Your Heartland Federal Credit Union funds are Federally Insured to $250,000 by NCUA. Heartland FCU also carries additional insurance for member accounts provided by Excess Share Insurance (ESI) for a total of $500,000 per member.