Money Fund Checking

Make better use of your money. A Heartland Money Fund Checking account lets you earn higher dividends for higher balances.

Our regular checking account doesn't require a minimum balance, but if you can keep a higher balance, we'll reward you with higher dividends. With a minimum balance of $2,500, you can increase your earnings when you increase tiers:

  • Tier 1 <$10,001
  • Tier 2 <$25,001
  • Tier 3 <$50,001
  • Tier 4 >$50,000

The Heartland Money Fund Checking gives you convenient access to your money with unlimited check writing. Additionally, no per-item fee is assessed.

Your Funds are Insured

Your Heartland Federal Credit Union funds are Federally Insured to $250,000 by NCUA. Heartland FCU also carries additional insurance for member accounts provided by Excess Share Insurance (ESI) for a total of $500,000 per member.