Education Savings

An investment in a child's education is an investment for the future. That's an investment with a great return.

Putting the Dream within Reach

Open an Education Savings Account for the special children in your life. At Heartland, our Education Savings Account boasts a higher dividend than our regular share account, so your savings add up faster! Funds must be used for primary, high school, or college expenses to avoid the 10% withdraw penalty fee. A cancelled check made payable to the school and an invoice or tuition bill is all you need to qualify the withdrawal. Funds are transferred to a regular savings account in January the year the minor child turns 18 and at that time may be used for any reason without penalty.

Other Alternatives

Looking for other ways to pay for education expenses? Consider a Student Loan from Heartland.

Your Funds are Insured

Your Heartland Federal Credit Union funds are Federally Insured to $250,000 by NCUA. Heartland FCU also carries additional insurance for member accounts provided by Excess Share Insurance (ESI) for a total of $500,000 per member.


Our LifePerks Loyalty Program is just one way we are rewarding members for active use of our credit union products and services. Click to learn more.

Heartland Online

Are you having trouble logging into Heartland Online? Click here for a PDF about a recent security update with instructions to solve this issue