Education Savings

An investment in a child's education is an investment for the future. That's an investment with a great return.

Putting the Dream within Reach

Open an Education Savings Account for the special children in your life. At Heartland, our Education Savings Account boasts a higher dividend than our regular share account, so your savings add up faster! Funds must be used for primary, high school, or college expenses to avoid the 10% withdraw penalty fee. A cancelled check made payable to the school and an invoice or tuition bill is all you need to qualify the withdrawal. Funds are transferred to a regular savings account in January the year the minor child turns 18 and at that time may be used for any reason without penalty.

Other Alternatives

Looking for other ways to pay for education expenses? Consider a Student Loan from Heartland.

Your Funds are Insured

Your Heartland Federal Credit Union funds are Federally Insured to $250,000 by NCUA. Heartland FCU also carries additional insurance for member accounts provided by Excess Share Insurance (ESI) for a total of $500,000 per member.

Heartland FCU and Affinia FCU Merger Announcements


Heartland Online will be available on Sunday, March 1 by 2 pm. Bill pay will be available Monday, March 2 by 4 pm. 

To find a Shared Branch or ATM please visit our interactive map.

Click here for our FAQ page