Direct Deposit

Make it automatic and make it easy!

Whether it's building your savings or paying your loans, signing up for direct deposit, payroll deduction, or payroll allocation takes the stress out of managing your finances.

Direct Deposit Service

Your payroll, government, federal pension, or Social Security check can be directly deposited in your Heartland FCU Checking or Savings Accounts at no cost to you.
  • For payroll checks, contact your Human Resources department. Simply provide your employer with your Heartland account number including the check digit and our routing number 242277882. Download our Direct Deposit Form to provide to your employer.
  • For government, federal pension, or Social Security checks, enroll online at GoDirect.

Payroll Deduction Service

Many companies allow paycheck deductions to be deposited directly into your Savings or Checking and even toward your Loan.
  • Simply provide your employer with the appropriate Heartland account number including the check digit and our routing number 242277882.

Payroll Allocation Service

If your company does not offer Payroll Deduction services, you can fill out our Payroll Allocation Form and indicate where you would like us to deposit your money. This is an easy way to allocate money for your Holiday and Vacation accounts, a child's savings account, or a loan payment. Direct Deposit is required to set up payroll allocations.

Heartland FCU and Affinia FCU Merger Announcements


Heartland Online will be available on Sunday, March 1 by 2 pm. Bill pay will be available Monday, March 2 by 4 pm. 

To find a Shared Branch or ATM please visit our interactive map.

Click here for our FAQ page