Checking
Heartland FCU offers a totally free checking account without added fees or charges that can drain your budget. It offers full access, full convenience, and no surprises.
- No monthly maintenance charge.
- No minimum balance requirement.
- FREE first order of checks.
- FREE ATM/Check card.
- Earn dividends on balances of $1,500 or more.
- Overdraft Products available if eligible.
Overdraft Products
Heartland FCU offers Members several different Overdraft Products.
Earn Dividends
Our checking program pays a rate of return which is compounded and paid monthly and is based on day-of-deposit to day-of-withdrawal of funds to those members maintaining the required average daily balance of $1,500.
24 Hour Member Services
| Heartline Audio Response Banking | 1.800.544.9696 |
| Heartland Online & Mobile Banking | thinkheartland.com |
| Visa Debit Card Lost/Stolen | 1.800.543.9696 |
Your Funds are Insured
Your Heartland Federal Credit Union funds are Federally Insured to $250,000 by NCUA. Heartland FCU also carries additional insurance for member accounts provided by Excess Share Insurance (ESI) for a total of $500,000 per member.
