Heartland FCU offers two checking options with full access, full convenience, and no surprises.
Totally Free Checking
- No monthly maintenance charge.
- No minimum balance requirement.
- FREE first order of checks.
- FREE ATM/Check card.
- Earn dividends on balances of $1,500 or more.*
- Overdraft Products available if eligible.
Money Fund Checking
If you maintain a balance of $2,500 or more in your account, the Money Fund Checking Account is for you! Earn higher dividends rates with higher balances:*
- Tier 1 <$10,001
- Tier 2 <$25,001
- Tier 3 <$50,001
- Tier 4 >$50,000
The Heartland Money Fund Checking gives you convenient access to your money with unlimited check writing. Additionally, no per-item fee is assessed. Get your first order of checks and your ATM/Check card free. See our schedule of fees for fee associated with low balance on a Money Fund Checking account.
24 Hour Member Services
|Heartline Audio Response Banking||1.800.544.9696|
|Heartland Online & Mobile Banking||thinkheartland.com|
|Visa Debit Card Lost/Stolen||1.800.543.9696|
*Our checking program pays a rate of return which is compounded and paid monthly and is based on day-of-deposit to day-of-withdrawal of funds. Minimum balance requirements apply.