Savings & Checking

Heartland FCU understands that everyone has different financial goals. That's why we offer a variety of products to maximize your savings and provide easy access to your accounts.


Become a member by opening a regular savings account. Then, let us help you reach your goals with a variety of accounts and services. Learn more.

Interest-Bearing Checking

The hardest working financial tools are FREE at Heartland. Learn more.

ATM & Check Cards

Convenient access to your money at your fingertips. Learn more.

Direct Deposit & Payroll Allocation

The simplest way to put your money where you want it. Learn more.

Switch Kit

Switch all your accounts to Heartland with these easy steps. Learn more.


Saving now for later with traditional and Roth IRAs. Learn more.

Education Savings

Savings add up fast with this special account. Learn more.

Health Savings

The perfect prescription for medical expenses. Learn more.

Term Share Certificates

Boost your dividends with variable terms. Learn more.

Your Funds Are Insured

Heartland protects your funds above and beyond. Learn more.

Holiday Closings

We will be closed Thanksgiving Day and Friday, November 27th to allow our employees to spend time with their families. We will reopen to normal business hours on Monday, November 30th


Changes are coming to our Loyalty Program. Check out the new qualifications and earn a free gift just for doing more at Heartland FCU. Apply for your loyalty reward today.