Student Loans

With college costs increasing every year, it’s time to borrow smarter. 

The CU Student HELP Smart Option Student Loan by Sallie Mae®

For borrowers attending degree-granting institutions.

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility
  • No origination fees and no prepayment penalty
  • Borrow up to 100% of school certified education costs (minimum $1,000)
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • Get a quick credit result by applying online. It's quick, easy and only takes about 15 minutes to apply 
  • 24/7 online account management 

To learn more or apply, please get started here

*We are compensated by Sallie Mae for the referral of Smart Option Student Loan customers. 

Federal Student Aid

The Federal government has put together a comprehensive website that gives timely and accurate information to help you navigate the financial aid process. From grants and loans to scholarships and federal aid, you’ll find everything you need to make your college financial plan at Student Aid on the Web.


Learn more about financing a college education and taking care of your finances during college and after.


Our LifePerks Loyalty Program is just one way we are rewarding members for active use of our credit union products and services. Click to learn more.

Annual Meeting

Please join us at our new Kettering branch for our Annual Meeting on Tuesday, April 21 at 8 PM. For questions, please email