First Mortgages

Heartland FCU offers our members great service and access to many mortgage products! Whether you are purchasing or refinancing, we'll find the best mortgage for you!  

The Mortgage Center at Heartland FCU

At your credit union we know there is no place like home. Owning a home has long been part of the American dream. When your parents bought their first home, they looked to their trusted hometown lender for a mortgage. At your credit union, you can do the same with the people you know and trust. It's all in the way we look at each loan. At The Mortgage Center we actively look for reasons to approve the loan, not reasons to deny it. We're not going to make bad loans, but we will work hard to make things work for our members - and that's the credit union difference. Our team of experts will work with you to find the perfect home for your family at the right price for your wallet. Stop by one of our convenient locations or apply online today!
  • Competitive rates.
  • Low closing costs.
  • Local approval.
  • Fixed and adjustable rates.
  • Second homes and rental properties.
  • Specialize in first-time home buyer and construction loans.

Click here to apply online

Educational Resources

Financing is extremely important, but buying a home is more than just the loan.
* Closing cost level subject to meeting certain requirements.


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Holiday Closing

Monday, February 15 all Heartland FCU branches will be closed in honor of President's Day. We will reopen to normal hours Tuesday morning. See all our holiday closings here