Apply for a Loan

Face-to-face, over the phone, or online. Whichever way you choose to apply for your loan, Heartland assures you prompt and personal service. We know many people find it difficult to apply for a loan during normal business hours, so we provide options to apply for a loan 24 hours a day — when you have the time.

Apply for Consumer Loans and Credit Cards

Apply for a Student Loan

Apply for a Mortgage

Change in Hours 

Effective November 7, 2015 Heartland FCU branches will no longer be open on Saturdays. Click here to read a letter from our President & CEO.

ATM Closings 

The following ATMs are no longer in service: Englewood (National Rd), Dayton (40 W. Fourth St), and Kettering (Bee-Gees Market). For your nearest ATM or Shared Branching location visit our Locator.