Apply for a Loan

Face-to-face, over the phone, or online. Whichever way you choose to apply for your loan, Heartland assures you prompt and personal service. We know many people find it difficult to apply for a loan during normal business hours, so we provide options to apply for a loan 24 hours a day — when you have the time.

Apply for Consumer Loans and Credit Cards

Apply for a Student Loan

Apply for a Mortgage

LifePerks


Join our member loyalty rewards program and earn a free gift just for doing more at Heartland FCU. Apply for your loyalty reward today.

Holiday Closing


Monday, February 15 all Heartland FCU branches will be closed in honor of President's Day. We will reopen to normal hours Tuesday morning. See all our holiday closings here