Loans & Credit

Borrowing money is a fact of life for most people. Large expenses like autos, homes, and college tuition are out of reach without some help. Heartland FCU offers loan products that will help you without the high rates and payments that could break you.

Apply for a Loan

Loan applications for consumer loans, credit cards, and mortgages. Learn more.

Vehicle Loans

Two wheels, four wheels, or no wheels, we have a vehicle loan for you. Learn more.

Visa Credit Cards

Purchasing power and rewards on every card we offer. Learn more.

Student Loans

Your dream of a college education is within reach. Learn more.

First Mortgages

Purchasing or refinancing, we can find a solution. Learn more.

Home Equity

The cash you need may be right under your roof. Learn more.

Home Improvement

Let us give you a helping hand with your home projects through our Heart of the Home Visa Program. Learn more.

Personal Loans

Sometimes you need a little help and a personal loan is just the right size. Learn more.

Change in Hours 

Effective November 7, 2015 Heartland FCU branches will no longer be open on Saturdays. Click here to read a letter from our President & CEO.

ATM Closings 

The following ATMs are no longer in service: Englewood (National Rd), Dayton (40 W. Fourth St), and Kettering (Bee-Gees Market). For your nearest ATM or Shared Branching location visit our Locator.