No matter what stage of life you're in, Heartland is there with our LifeStages package to meet your needs.

Our LifeStage packages include a mix of checking, savings, loan products, and other special services - plus benefits like a FREE Sam's Club or AAA Membership. Sign up for a FREE LifeStage package and take advantage of all the complimentary benefits. 


Besides a basic Share account, you must have five (5) of the following products in order to qualify for a LifeStage Package:


And Pick ONE of the Following:

  • Two (2) FREE Boxes of Safety Checks per Year
  • FREE Safe Deposit Box (at S. Dixie or Springfield - size 3x5)
  • FREE Basic Miami Valley AAA Membership*6
  • FREE Basic Sam’s Club Membership*6


These products, services, and benefits are subject to change. One LifeStage package per houshold. Enrollment is reviewed on a yearly basis upon renewal. *Share is basic product necessary for membership. *1Checking, Visa Debit Card, unsecured Visa Credit Card, and Loans are subject to eligibility. *2Member must have 5 of the above products in order to receive listed benefits. *3APR=Annual Percentage Rate. *4Rate discount does not apply to 1st Mortgages, HELOCs, Education or existing HFCU Loan. *5Free Financial Consultation, Insurance Analysis, and Debt Management courtesy of Harrison Financial Group, Inc., Robert K. Jones Ins., and Trinity Debt Management. *6Basic Miami Valley AAA and basic Sam's Club Memberships are renewed annually based upon continued eligibility. May not have a negative balance or have caused the credit union a financial loss.

Heartland FCU and Affinia FCU Merger Announcements

Heartland Online will be available on Sunday, March 1 by 2 pm. Bill pay will be available Monday, March 2 by 4 pm. 

To find a Shared Branch or ATM please visit our interactive map.

Click here for our FAQ page