General

What is Heartland FCU's routing number?

Answer

Our routing number is 242277882. If you are having funds put in or taken out of a checking account, be sure to include your check digit at the end of your account number.
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Do you take cash?

Answer

Yes, we take cash at all branch locations.
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Do you run credit checks for loans?

Answer

Yes, we will consider an applicant's credit history when making a decision on a loan application.
If you are having trouble or are unsure about your credit history, talk to our partners at Trinity Debt Management for help. It is a free service available to all Heartland members.

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How do I become a member?

Answer

Becoming a member at Heartland is easy. The steps are completely outlined on our Membership page.
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What information do I give my employer for Direct Deposit?

Answer

The routing number [242277882] and your account number including the check digit.
Learn more.

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I cancelled my gym membership but it continues to come out of my account. What can I do?

Answer

We have a form called "Written Statement under Penalty of Perjury” and upon completion by you (the member) the Credit Union now has the authorization to return the ACH withdrawal as either an "Unauthorized Withdrawal” or "Revoked Authorization”, and redeposit the amount back into the account it was drawn from.
Learn more.

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Is there a comparison site for credit cards?

Answer

Yes, check out NerdWallet to see how our credit card stacks up.
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