Loan Rates

.25% Rate Reduction Available for Both Pre-Approval and LifeStages - Ask for Details!

Rates listed below effective 4/1/2014
Vehicle Loans - Model Years 2011 and Newer APR
1-63 Months as low as 1.70%
64-75 Months as low as 2.10%
76-84 Months as low as 2.90%
Vehicle Loans - Model Years 2010 and OlderAPR
1-63 Months as low as 2.70%
64-75 Months as low as 3.10%
76-84 Months as low as 3.90%

Motorcycles, Boats, Campers, Other Security LoansAPR
0-84 Months as low as 4.35%
85-144 Months as low as 5.15%

Home Equity Loans/Second Mortgage (80% LTV)APR
60 Months as low as 5.50%
120 Months as low as 6.25%
180 Months as low as7.00%

Home Equity Line of CreditAPR
HELOC 80% Loan to Value as low as 3.00%
HELOC 90% Loan to Value as low as 3.25%

Personal LoansAPR
Secured as low as 2.20%
Heart of the Home as low as 6.99%
Unsecured (Signature) as low as9.75%
APR= Annual Percentage Rate.

The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

HOME EQUITY LOANS AND 2ND MORTGAGES: Actual rate based on credit history and loan-to-value. Variable rate loans adjust on the first day of each calendar quarter.

AUTO LOANS: Minimum loan amount $2,500. Maximum term varies by age and make of vehicle and dollar amount borrowed. 72 months or more loan amount must be $15,000 or higher. $10,000 min. for terms greater than 63 months; $20,000 min. for terms greater than 75 months. Terms greater than 75 months only on vehicles 2009 and newer.Add 1% to rate if mileage exceeds 100,000 on any model year. Not all applicants will qualify for maximum term or advance.