How We're Different

Heartland is different from other financial service providers in many ways.

We Are a Credit Union.

We are a not-for-profit financial cooperative owned by our members. Our mission is to provide quality savings, borrowing, and financial services with rates and fees more favorable than from other financial sources. Enjoying the benefits available at Heartland requires your membership. Membership is available and open to all residents, church attendees, employees, and students of Clark, Greene, Miami, and Montgomery counties within the state of Ohio.

We Only Answer to You.

We operate under the guidance of a volunteer Board of Directors who are selected from, and by, the membership. Election of board members is held annually with each Heartland FCU member present permitted to cast one vote for their candidates of choice.

We Care.

We care about you and your family and want you to experience financial success today and tomorrow. One of the ways we do this is through offering products and services that match your needs. Our LifeStages packages are designed to fit the stage of life you’re in with a mix of checking, savings, loan products, and other special services - plus benefits like a FREE Sam's Club or AAA Membership and more!

What Our Staff Says

Liz C. says . . .

"When the credit union I worked for merged with Heartland FCU I was nervous! New people, new place, and new members but the staff and members here at Heartland welcomed me with open arms and I feel quite at home here. If I wake up in a bad mood coming to work actually puts me in a better mood. I don’t know many people who can say that!"

Jill C. says . .

"I’ve been working for Heartland for almost five years now and not only do I believe we have a great staff to work with, but our Members are the best! The good wishes and nice words they give us will never be forgotten!"