How We're Different

Heartland is different from other financial service providers in many ways.

We Are a Credit Union. Watch Video

We are a not-for-profit financial cooperative owned by our members. Our mission is to provide quality savings, borrowing, and financial services with rates and fees more favorable than from other financial sources. Enjoying the benefits available at Heartland requires your membership. Membership is available and open to all residents, church attendees, employees, and students of Clark, Greene, Miami, and Montgomery counties within the state of Ohio.

We Only Answer to You.

We operate under the guidance of a volunteer Board of Directors who are selected from, and by, the membership. Election of board members is held annually with each Heartland FCU member present permitted to cast one vote for their candidates of choice.

We Care.

We're committed to not only growing our membership in the communities we serve, but also growing the relationships we have with YOU. Our LifePerks Loyalty Program is just one way we are doing that ... rewarding you for active use of our credit union products and services. 

Come in and experience the difference at Heartland Federal Credit Union.


Our LifePerks Loyalty Program is just one way we are rewarding members for active use of our credit union products and services. Click to learn more.