Get Out of Debt

Let Heartland FCU Help You Get Out Of Debt


Did You Know
  • Paying down debt may reduce rates you could pay on future loans and save you a lot in interest payment.
  • Accounts that are above 35% of the available line of credit can harm your credit score.
  • Payday lenders are designed to cultivate repeat borrowers. Rather than filling a need for short-term credit, payday loans trap borrowers in escalating debt. Instead, consider working with a nonprofit debt counseling service like Trinity Debt Management.

Use These Tips to Reduce Debt
  • Create a budget and stick to it.
  • Reduce interest rates.
  • Cook more, eat out less.
  • Before every purchase ask: "Do I need this?" and "What will financial freedom feel like?"
  • Do you have more tips you want to share? Post them on our Facebook page and we'll add them to this list.

Because Your Hard Earned Money is a Terrible Thing to Waste


I may be a sock puppet, but I know how high interest rate credit cards and loans can take a big bite out of your budget. Let us help you get out of debt by saying goodbye to high interest rates with a debt consolidation loan. Instead of paying upwards of 24.95% APR*, we'd like to help you pay those off with a fixed term loan or balance transfer to our low interest Visa credit card.

It's the first step to your financial freedom, and we're happy to help you get out of debt. Stop in or contact us to discuss your current rates.

I'm Max Frugalous, and I want to help get you out of debt.

* APR=Annual Percentage Rate.