Disclosures

Knowing the details regarding your financial products is important. Take the time to review these documents and policies so you are aware of your rights and responsibilities.

• Privacy Policy
• Terms and Conditions of Your Account
• Children's Privacy Policy
• ATM/VISA Debit Card Disclosure
• Visa Credit Card Account Opening Disclosures: Classic; Gold; Gold Plus, Heart of the Home
• Visa Credit Card Solicitation Disclosure
• Visa Credit Card Consumer Agreement
• Secured Visa Credit Card Form
• Fee Schedule
• Combined Disclosure Document
• Web Policy: Heartland Federal Credit Union collects cookies on this Web site.
• Home Mortgage CHARM Booklet
• Home Equity Lines of Credit  Booklet
• HELOC Disclosure
• Member Due Diligence
• Money Fund Disclosures
• Vacation Club Allocation Form
• Education Account Disclosures