Credit Card Rates

Credit Card RatesAPR
Visa Gold Plus9.99%
Visa Gold 12.99%
Visa Classic14.88%
Heart of the Home Visa0.00% Introductory; 16.99% thereafter
rev. 9/2013
APR= Annual Percentage Rate.

The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate. Disclosures: Classic; Gold; Gold Plus,Heart of the Home.

Click here for more information on our Visa Credit Card program.
Click here for more information on our Visa Heart of the Home program.

Change in Hours 

Effective November 7, 2015 Heartland FCU branches will no longer be open on Saturdays. Click here to read a letter from our President & CEO.

ATM Closings 

The following ATMs are no longer in service: Englewood (National Rd), Dayton (40 W. Fourth St), and Kettering (Bee-Gees Market). For your nearest ATM or Shared Branching location visit our Locator.