Credit Card Rates

Credit Card RatesAPR
Visa Gold Plus9.99%
Visa Gold 12.99%
Visa Classic14.88%
Heart of the Home Visa0.00% Introductory; 16.99% thereafter
rev. 9/2013
APR= Annual Percentage Rate.

The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate. Disclosures: Classic; Gold; Gold Plus,Heart of the Home.

Click here for more information on our Visa Credit Card program.
Click here for more information on our Visa Heart of the Home program.

Holiday Closings

We will be closed Thanksgiving Day and Friday, November 27th to allow our employees to spend time with their families. We will reopen to normal business hours on Monday, November 30th


Changes are coming to our Loyalty Program. Check out the new qualifications and earn a free gift just for doing more at Heartland FCU. Apply for your loyalty reward today.