Change in Hours 

Effective November 7, 2015 Heartland FCU branches will no longer be open on Saturdays. Click here to read a letter from our President & CEO.

ATM Closings 

The following ATMs are no longer in service: Englewood (National Rd), Dayton (40 W. Fourth St), and Kettering (Bee-Gees Market). For your nearest ATM or Shared Branching location visit our Locator.
News & Promotions

Hit the Brakes on your Loan Payments

The Holidays can be a stressful time. Don't let a car payment keep you from enjoying your holiday season. Let us relieve some of that stress with no loan payments for 90 days. [ more ]

Our No Cringe Credit Card Offer

No one ever intends to carry a balance but life happens. Surprise expenses happen and the next thing you know you’re in debt. Transfer your balances to one card and save. [ more ]

Heartland FCU named to Healthiest Credit Union list!

Heartland Federal Credit Union has just been named to the 2015 list of Top 200 Healthiest Credit Unions in America by DepositAccounts! [ more ]
Current Rates
36-Month Share Certificate$500
36-Month IRA Share Certificate$5000.85%
New Auto (2012 and newer)1-63 mo.1.75%
Motorcycle (2012 and newer)1-63 mo.2.75%
Visa Gold PlusRevolve.9.99%
Heartland FCU Calculators

*APY = Annual Percentage Yield.
**APR = Annual Percentage Rate.
Rate reflect discounts offered for LifeStages and pre-approval.