Think Heartland

We put OUR heart into YOUR financial success!








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VISA Gold Plus

as low as 9.99%


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New Auto Loan

as low as 2.39%


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Personal Loans

Just the right amount


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Home Mortgage

Competitive rates


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**APR = Annual Percentage Rate. Rate displayed are lowest currently available.


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News, Events, & Promotions

Annual Meeting
Mark your calendars to attend Heartland Federal Credit Union's Annual Meeting at our Moraine branch on Thursday, April 26, 2018 at 7pm. If you would like to serve on Heartland FCU's Board of Directors, send your written request postmarked by March 23, 2018 to:

Nominating Committee, Chairman Heartland Federal Credit Union
3400 Office Park Dr
Dayton, OH 45439

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*APY = Annual Percentage Yield. Deposit rates displayed are highest currently available.
**APR = Annual Percentage Rate. Rate displayed are lowest currently available
Mobile Banking and Mobile Deposit

Mobile Banking

Life just got easier! Just snap a picture and make a deposit.


Available on the App Store    Get It On Google Play

Member Testimonials


Third generation members, second generation loans, first generation internet users. Thanks Heartland!
Shawn L.


The tellers at Piqua branch are always friendly and are always willing to help!
Rebecca B.


They always take good care of me!PIQUA BRANCH ROCKS!
Kenzie W.

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