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| Deposits | Min. | APY* |
| 36-Month Share Certificate | $500 | 0.85% |
| 36-Month IRA Share Certificate | $500 | 0.85% |
| Loans | Term | APR** |
| New/Used Auto | 1-60 mo. | 1.70% |
| Second Mortgage Loan | 60 mo. | 5.50% |
| Visa Gold Plus | Revolve. | 9.99% |
| Heartland FCU Calculators | ||
| *APY = Annual Percentage Yield. **As low as. APR = Annual Percentage Rate. Rate discounts offered for LifeStages and preapproval. | ||
